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Let’s Find Your Perfect Home
Choose a Topic Below for Important Buyer Information
READY TO BUY? Waltham Real Estate
The best time to invest in real estate was 30 years ago. The second-best time is today. Whether you’re a first-time homebuyer or a seasoned investor, Martin Property Management is here to guide you through every step of the buying process. With Scott Martin and our expert team by your side, you’ll make informed, confident decisions to secure your future in real estate.
When you’re ready to get started, call Scott Martin directly at 781.532.8250 or complete this short form and we’ll be in touch.
How to Prepare for Your Purchase
Get Your Financials in Order
Approach your property purchase with financial stability. Avoid large purchases or new loans that could impact your credit score and buying power. Your credit score plays a vital role in determining the type of property you can buy, the interest rate, and the overall cost. Martin Property Management partners with trusted lenders who can help assess your credit standing through Equifax, Experian, and TransUnion. Need recommendations for lenders in residential, construction, commercial, or investment real estate? We’ve got you covered.
Organize Your Finances
When it’s time to make an offer, being financially prepared ensures a smooth transaction. Gather the following documents to avoid delays or complications:
- Bank account statements
- Recent pay stubs
- Credit rating reports
- Tax returns for two years
- Investment account details
- Credit card, auto loan, and lease agreements
- 401K statements, life insurance, stocks, bonds, and mutual fund records
Get Pre-Approved
Securing pre-approval from a lender demonstrates to sellers that you’re serious and ready to buy. Pre-approval also provides clarity on:
- Your ideal price range
- Expected monthly payments
- Loan options available to you
- Estimated down payment and closing costs
Get In Touch
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Leave room for unexpected costs.
Get To Know The Area
Research neighborhoods and amenities that fit your lifestyle.
Don’t Skip The Home Inspection
Protect your investment by identifying potential issues upfront.
Get Pre-Approved
Know your financial standing before starting your search.
Make a List of Deal Breakers
Identify must-haves and non-negotiables.
Check Appliances & Systems
Look at the age and condition of key home features.
Check HOA Requirements
Understand any restrictions or fees tied to the property.
Questions?
We’re here to help! Call Scott Martin at (617) 957-0166 or fill out the form below, and our team will reach out to assist with your buying journey.
Contact UsONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Waltham Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Waltham
- Burlington
- Bedford
- Andover
- South Boston
- Lexington
- Reading
- Wakefield
- Woburn
- Somerville
- Watertown
- Belmont
- Cambridge
- Arlington
- Medford
- Winchester
- Concord
- Billerica
- Chelmsford
- Westford
- Wellesley